REPCO HOME FINANCE RECRUITMENT 2019
Name of the Post - Branch Head
Job Location - All Over Tamilnadu
Job Profile - For Branch Head:
To Head the Branch in all areas of branch work such as sourcing of business, operations, collections and ensuring profitability of branch.
To Head the Branch in all areas of branch work such as sourcing of business, operations, collections and ensuring profitability of branch.
Age Limit:
Up to 28 years of age
Up to 28 years of age
Educational Qualification:
Any degree
Any degree
Eligibility:
1. Age not exceeding 28 years as on 01-04-2019 (relaxation generally upto 40 years of age can be considered based on commensurate, relevant prior experience)
2. Any Graduation (10+2+3 format) from a UGC recognized university.
Post graduation & professional qualification shall be given additional weightage.
3. Minimum 3 years experience (for age not exceeding 28 years) in Housing Finance/Retail Lending /marketing of financial products (Home Loan) / branch operations in HFCs/FIs. Exposure in housing finance is a must.
Experience of heading a branch will be preferred. For further age
relaxation,commensurate additional experience would be required.
4. Extensive in-depth knowledge of local housing finance market with good networking capacity with builders / developers is a must.
5. Fluency in Tamil (read, write & speak) besides English is must while working knowledge of Hindi will be an added advantage.
6. Early joining will be preferred.
7. For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference/background verification.
1. Age not exceeding 28 years as on 01-04-2019 (relaxation generally upto 40 years of age can be considered based on commensurate, relevant prior experience)
2. Any Graduation (10+2+3 format) from a UGC recognized university.
Post graduation & professional qualification shall be given additional weightage.
3. Minimum 3 years experience (for age not exceeding 28 years) in Housing Finance/Retail Lending /marketing of financial products (Home Loan) / branch operations in HFCs/FIs. Exposure in housing finance is a must.
Experience of heading a branch will be preferred. For further age
relaxation,commensurate additional experience would be required.
4. Extensive in-depth knowledge of local housing finance market with good networking capacity with builders / developers is a must.
5. Fluency in Tamil (read, write & speak) besides English is must while working knowledge of Hindi will be an added advantage.
6. Early joining will be preferred.
7. For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference/background verification.
Job Description:
To source qualitative business (home loan) as per target given in conformity with the credit policy of the Company
To achieve growth and hit sales targets by successfully managing the sales team.
Designing and implementing a strategic sales plan that expands company's customer base and ensure its strong presence.
To carry out works pertaining to branch sales operation such as customer
service, ensuring branch business development, meeting business target
of the branch, marketing, publicity, conduct loan camps and other works.
To check preliminary due diligence & credit limit of the customers and
scrutinize all the documents pertaining to the property (Property Visits, Preparation of CAM sheets)
To validate the genuineness of the customer by verifying his KYC and
other related documents.
To coordinate with panel valuers / advocates for effective delivery within
stipulated turnaround time.
To handle lending operations of branch, which require speedy processing
of loan applications /initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring
To monitor collections and manage effectively the receivables and develop collection strategies to minimize “bad debt” portfolio loss.
To achieve the targets set for recovery / delinquency
Timely achievement of business targets set under different parameters
and make the branch a profit center.
To ensure effective brand building and business promotion (through various marketing and sales activities)
To ensure prompt and best client service
To ensure good overall housekeeping and compliance with all statutory
requirements
To augment & maximize other income stream by Cross-Selling of Insurance products
The position will have 2-3 on roll employees and 1-2 off roll staff
reporting to him/her.
To source qualitative business (home loan) as per target given in conformity with the credit policy of the Company
To achieve growth and hit sales targets by successfully managing the sales team.
Designing and implementing a strategic sales plan that expands company's customer base and ensure its strong presence.
To carry out works pertaining to branch sales operation such as customer
service, ensuring branch business development, meeting business target
of the branch, marketing, publicity, conduct loan camps and other works.
To check preliminary due diligence & credit limit of the customers and
scrutinize all the documents pertaining to the property (Property Visits, Preparation of CAM sheets)
To validate the genuineness of the customer by verifying his KYC and
other related documents.
To coordinate with panel valuers / advocates for effective delivery within
stipulated turnaround time.
To handle lending operations of branch, which require speedy processing
of loan applications /initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring
To monitor collections and manage effectively the receivables and develop collection strategies to minimize “bad debt” portfolio loss.
To achieve the targets set for recovery / delinquency
Timely achievement of business targets set under different parameters
and make the branch a profit center.
To ensure effective brand building and business promotion (through various marketing and sales activities)
To ensure prompt and best client service
To ensure good overall housekeeping and compliance with all statutory
requirements
To augment & maximize other income stream by Cross-Selling of Insurance products
The position will have 2-3 on roll employees and 1-2 off roll staff
reporting to him/her.
Key Competencies Required
Good communication skill – verbal and written
Negotiation skill
Interpersonal skill, leadership qualities and team management
Multitasking ability
Planning and organizing skill
Target orientation
Proficiency in MS-Word
Target orientation
Good communication skill – verbal and written
Negotiation skill
Interpersonal skill, leadership qualities and team management
Multitasking ability
Planning and organizing skill
Target orientation
Proficiency in MS-Word
Target orientation
Pay & Perquisites:
CTC starting from Rs. 7.00 lakhs per annum (fixed + variable). However,
experienced candidate would be compensated suitably as per market standards and discretion of the Management.
CTC starting from Rs. 7.00 lakhs per annum (fixed + variable). However,
experienced candidate would be compensated suitably as per market standards and discretion of the Management.
PROBATION: 1 year (extendable based on performance)
How to Apply/ Attend the Interview:
Eligible candidates are requested to attend a WALK-IN INTERVIEW with all
original testimonials and pay slips for the last 3 months along with 1 set of photocopy of all documents, 2 colour passport size photos, 1 KYC document and 2 sets of duly filled in Bio-data as per enclosed format at the following venue on stipulated date & time:
Eligible candidates are requested to attend a WALK-IN INTERVIEW with all
original testimonials and pay slips for the last 3 months along with 1 set of photocopy of all documents, 2 colour passport size photos, 1 KYC document and 2 sets of duly filled in Bio-data as per enclosed format at the following venue on stipulated date & time:
The Company reserves the right to accept/reject any/all candidates and/ or modify any of the eligibility conditions without assigning any reason or even abandon the recruitment process. The Company also reserves the right to offer suitable cadre/emoluments to candidates as per its own discretion depending on profile, past experience and performance in the selection process etc. No further communication/ correspondence in this regard will be entertained. Bringing
external influence will lead to disqualification.
external influence will lead to disqualification.
Official Notification - CLICK HERE
Kindly share this Useful employment details with your friends and family
Join Our Telegram Group
Posts
No comments:
Post a Comment